SBI Simply CILCK Vs ICICI Amazon Credit Card

 

Two largest Banks of India: SBI & ICICI, both launched their Amazon friendly credit cards recently. Both these cards are entry level cards and provide preferential reward rate on online shopping specially on Amazon. Being very similar in nature, the card users are confused about choosing the right one. Hence, in this article, let’s compare the two to help you decide the one best suited for your lifestyle.

Key Features of SBI Simply CLICK Credit Card are as below:-

• Rs.499 Joining Fee and Rs.499 Annual Fee
• Get Amazon.in gift card worth ₹500 on joining
• Earn 10X Reward Points on online spends with exclusive partners:- Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap  (excluding wallet transactions)
• Earn 5X rewards on all other online spends
• 1% fuel surcharge waiver for each transaction between ₹500 & ₹3000
• Get Milestone rewards of Rs.2000 Cleartrip Voucher on acheaving Rs.1 lac and 2 lac online spend in a year 

Key Features of ICICI Amazon Pay Credit Card are as below:-

• Lifetime Free Credit Card
• Get Amazon Pay balance of Rs.400 on joining
• 5% cashback to the Prime Customers when they shop at Amazon
• 3% cashback for Non-Prime Members for Amazon Spends
• 2% cashback on 100+ partner merchants of Amazon
• 1% cashback on all other transactions
• 15% discount at partner restaurants of ICICI Bank
• 1% fuel surcharge waiver across all petrol pumps

Now lets see both the cards together:-

Take another look:-

Bottomline

As per my view, you should have both the cards as ICICI Amazon Pay is already a lifetime free card. 

But if it is about winner, then although SBI Simply CLICK has special features like milestone rewards and 1.25% cashback on all online transaction. If you want hassle free benefits and usage then ICICI Amazon Pay credit card is clear winner, as it is a lifetime free credit card which is the best part of it. Simultaneously it provide 1% for online and offline purchases whereas in SBI Simply CLICK offline spending is not at all rewarding. Lastly it will provide the cashback for wallet loads also whereas in SBI Simply CLICK you won't be getting 10x for wallet loads.